Reinsurance
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Commercial Property Insurance

No two businesses are the same and no two property risks are the same. We partner with clients through a team-based account management approach. Our focus is on understanding each client’s unique needs and offer worldwide capacity for a variety of exposures, experienced underwriting, dedicated risk consulting services, and responsive claims handling.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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Coverage

  • Property Damage & Business Interruption on an All Risks basis.
  • Includes wind, flood and earthquake coverage
  • Machinery and Electrical Breakdown Perils
  • Business Interruption extensions (Suppliers/Customers/Utilities/Denial of Access - subject to certain constraints)
  • Using either a company or manuscript form policies.

Bespoke coverage can include

  • Joint insured
  • Vendors extensions
  • Hold harmless agreements
  • Oil and gas conditions

To help identify, analyse and manage exposures we offer as part of our proposition:

Global fronting
Through our owned operations and partner network (including over 80 owned offices), we can offer:

  • Local cover in over 200 countries and territories
  • Centralised account data management to ensure quality information
  • A strong focus on reinsurer quality (S&P ‘A’ or better)
  • Captive management and money movement and reimbursement

Global claims network

Fast, fair claims handling is our priority. That’s why our claims professionals are there to offer guidance and to provide effective solutions that help resolve claims issues as quickly as possible.

Risk engineering

Services are available on a global basis. AXA XL Risk Consulting teams have in-depth understanding of complex industrial risk exposures and work closely with both loss prevention specialists and local underwriters. SiteForward, AXA XL’s personalised and secure extranet platform, gives clients access to loss prevention documents around the clock.

Client Profiles

  • Large and corporate businesses
  • Businesses with a turnover of US$500 million and above
  • Risk managed and complex business
  • Captive management and fronting solutions
  • Large self-insured retentions (minimum US$50,000)
  • Minimum premiums (US$50,000 AXA XL share)

Client profiles who operate in the following industry segments, including but not limited to:

  • Manufacturing
  • Financial institutions
  • Commercial real estate
  • Infrastructure
  • Retail
  • Leisure and tourism
  • Healthcare
  • Technology
  • Telecommunications
  • Pharmaceuticals
  • Retail
  • Research & Development
  • Infrastructure companies (in particular Water Utilities)
  • Food and Drink

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

Global Asset Protection Services LLC, XL Catlin Services SE and their affiliates (“AXA XL Risk Consulting”) provide loss prevention and risk assessment reports and other risk consulting services, as requested. In this respect, our property loss prevention publications, services, and surveys do not address life safety or third party liability issues. This document shall not be construed as indicating the existence or availability under any policy of coverage for any particular type of loss or damage. The provision of any service does not imply that every possible hazard has been identified at a facility or that no other hazards exist. AXA XL Risk Consulting does not assume, and shall have no liability for the control, correction, continuation or modification of any existing conditions or operations. We specifically disclaim any warranty or representation that compliance with any advice or recommendation in any document or other communication will make a facility or operation safe or healthful, or put it in compliance with any standard, code, law, rule or regulation. Save where expressly agreed in writing, AXA XL Risk Consulting and its related and affiliated companies disclaim all liability for loss or damage suffered by any party arising out of or in connection with our services, including indirect or consequential loss or damage, howsoever arising. Any party who chooses to rely in any way on the contents of this document does so at their own risk.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, insurance coverages are underwritten by XL Specialty Insurance Company - Canadian Branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

US domiciled insurance policies can be written by the following AXA XL surplus lines insurers: AXA XL Insurance Company UK Limited, Syndicates managed by AXA XL Underwriting Agencies Limited, and Indian Harbor Insurance Company. Enquires from US residents should be directed to a local insurance agent or broker permitted to write business in the relevant state.

Talk with us

You are contacting AXA XL, the P&C and Specialty division of AXA. We provide Re/Insurance to mid-sized and multinational companies, and some high-net-worth individuals.

If your enquiry pertains to personal insurance, please contact AXA.

The controller of your personal data is the AXA XL company you wish to contact with your request. The privacy policy applicable to this company can be found at: https://axaxl.com/privacy-notice

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